Most premium journey bank cards supply added advantages at choose motels while you e book by way of the cardboard issuer’s journey portal.
Complimentary breakfast for 2 individuals.
$100 property credit score towards eating, spa companies or different on-site actions. (Choose all-inclusive properties have a $200 property credit score.)
Room improve at check-in (when out there).
Early check-in and late checkout (when out there).
Capacity to earn factors and elite nights within the resort’s loyalty program.
These added advantages can improve a resort’s prices, so usually, you may count on to pay extra. However precisely how far more?
To raised perceive what you’re paying for these perks, NerdWallet in contrast the costs of 94 luxurious properties in 42 worldwide locations when reserving by way of The Edit versus reserving immediately with the resort.
We discovered that, on common, reserving with Chase was 7.8% costlier, costing vacationers a mean of $83 extra for an equal two-night keep. Which means you’d have to get a minimum of $83 in worth (on common) from the added perks to justify reserving by way of The Edit.
However that’s not the entire story. The information is very variable, and 28% of the time (at 26 of 94 properties) it was really the identical value or cheaper to e book by way of The Edit. In these situations, you’d get all the additional perks at no further cost, and you may very well get monetary savings.
Reserving by way of The Edit could be a whole lot — relying in your charge
NerdWallet checked out costs at 94 properties when reserving a room immediately with the resort and reserving the identical room by way of The Edit. In every case, the bookings have been for 2 nights with the identical cancellation phrases. We checked out each unbiased properties and motels aligned with main loyalty packages. What we discovered:
At most motels within the examine, it was costlier to e book by way of The Edit than immediately. That was the case at 68 out of the 94 properties. However reserving by way of The Edit was cheaper at 17 properties. At 9 properties, the value was the identical.
“By means of The Edit, our pricing is the speed offered to us by the resort,” mentioned a Chase spokesperson by e mail when contacted for remark, including that Chase does not mark up that charge.
On common, you’d have to get a minimum of $83 in worth from The Edit advantages to interrupt even. However the wide selection of information means the calculus isn’t so simple. Among the many 68 motels the place it was costlier to e book by way of The Edit, the common value distinction was $125. Among the many 17 the place it was cheaper to e book by way of The Edit, the common distinction was $36.
Marriott and Hyatt properties charged probably the most, on common, in contrast with reserving direct. Throughout 25 Marriott properties we reviewed, you’d pay $140 extra, on common, to e book by way of The Edit. And throughout the 17 Hyatt motels within the examine, you’d pay $137 extra, on common.
However there’s an enormous unfold inside these teams, too. Amongst Hyatts, for instance, it was $357 extra to e book the Hyatt Paris Vendome by way of The Edit, however solely $31 extra for the Park Hyatt Dubai. Which means you’ll have to do much less psychological math to return out forward in Dubai versus Paris.
Loyalty program
Variety of motels in examine
Common value distinction when reserving by way of The Edit (vs. direct)
Accor Dwell Limitless
5.
+$37.
Hilton Honors
2.
+$15.
World of Hyatt
17.
+$137.
IHG Rewards
12.
+$75.
Marriott Bonvoy
25.
+$140.
Different
33.
+$26.
Whole
94.
+$83.
The very best values inside The Edit have been motels not affiliated with a serious loyalty program. 9 of the 33 motels on this class — which included properties affiliated with smaller loyalty packages, or none in any respect — have been priced precisely the identical as in case you booked direct. At such properties, you’re successfully getting all of The Edit advantages free of charge by reserving by way of The Edit.
It’s all the time a good suggestion to check charges earlier than reserving. As a result of The Edit charges differ so extensively in contrast with direct charges, it is best to do a fast value comparability earlier than you e book by way of The Edit to know the way a lot the extra advantages are costing you.
Valuing The Edit advantages
Whether or not it is best to pay extra for motels in The Edit is dependent upon the way you worth the advantages, which can rely in your journey habits and the place you’re going.
For instance, a room improve may very well be $50 at some properties and $200 at others. A complimentary breakfast in an costly metropolis is perhaps extra worthwhile than breakfast in a less expensive metropolis. Or possibly you’ll spend the $100 property credit score on fancy cocktails and appetizers that you just in any other case wouldn’t have bought.
An actual-world instance in New York Metropolis
For instance how the worth of The Edit perks can play out in apply, right here’s an instance from a latest journey I took to New York Metropolis.
In October 2025, I booked a two-night keep at The Thompson Central Park, a World of Hyatt property and a part of The Edit. The room value by way of The Edit was $1,366, or $213 greater than it will have value to e book by way of Hyatt ($1,153).
However that further $213 was properly value it due to the worth I placed on the advantages, together with:
Semiannual credit score: $250. To entry The Edit assortment, you want a Chase Sapphire Reserve® card, which supplies cardholders two semiannual $250 credit in the direction of a pay as you go room charge for stays of two nights or extra. I wanted a room anyway and didn’t should exit of my means to make use of the credit score, so I valued this profit at $250 off my room charge.
🤓 Nerdy Tip
You may stack the $250 credit score with factors while you e book a money and factors redemption with Chase Final Rewards® by way of the portal. Every property in The Edit that we checked out certified for Chase’s Factors Increase pricing, permitting you to rise up to 2 cents every to your Chase Final Rewards® factors (pretty much as good because it will get).
Room improve: $100. At check-in, we obtained an improve to a much bigger room on a better flooring. Lodge rooms in New York Metropolis will be small, so this was a pleasant improve. Nevertheless, we booked this property for its location and did not plan to spend a lot time within the room. So although this room was priced at $400 greater than we had booked throughout our keep, I valued the improve at simply $100.
Complimentary breakfast for 2 (two days): $60. I get it — New York is de facto costly. Whereas the resort breakfast was nice, the $120 credit score every morning for 2 individuals lined a few lattes, sausage, eggs and potatoes. I might by no means think about paying that. As a substitute, I might have gotten a bagel and low down the road for round $30 for 2 individuals, or $60 over the 2 breakfasts. Notice that in case you have the proper elite standing, you might already get free breakfast, which might make this profit value $0 for some.
$100 property credit score: $50. This lined two cocktails and one appetizer, plus tip. Actually, we used the credit score simply because it was there. With out the credit score, we might have discovered a avenue sizzling canine and an Irish pub. So I’ll worth this at $50. If you happen to would wine and dine on the resort or use the spa anyway, you would possibly give it the total $100 worth.
Chase Final Rewards® earned by way of Chase’s journey portal. $161. The Chase Sapphire Reserve® earns 8 factors per greenback while you e book journey by way of The Edit. After subtracting the $250 credit score from the overall, this journey earned me 8,928 Chase Final Rewards®. NerdWallet values Chase factors at 1.8 cents every, making these factors value round $161.
In complete, that’s a price of over $600 I placed on the advantages obtained throughout the keep, which greater than makes up for the premium of reserving by way of The Edit. On this state of affairs, I’m completely positive paying extra for advantages I do know I’ll use.
Must you e book by way of The Edit?
The reply is: It relies upon. It is best to all the time examine the value of reserving immediately with the resort versus by way of a third-party. Primarily based on our information, you’ll normally pay extra upfront for these advantages while you e book by way of The Edit. Which may make sense to your state of affairs, however it would rely upon how a lot you worth the added perks.
Usually, it is best to e book direct in case you don’t wish to prepay for perks throughout your keep, or wish to keep away from a intermediary. Chase’s journey portal is equal to reserving by way of different third events, which might add a level of complexity if it’s essential change or cancel your reservation.
It is best to e book by way of The Edit in case you worth added perks and advantages. If you happen to’re planning a romantic getaway and don’t plan to go away the resort a lot, a room improve with a $100 property credit score could present higher worth than in case you’re not planning to spend a lot time on the resort.
Simply perceive that you just’re usually paying extra to your room by way of The Edit. If you happen to’ll get extra worth out of the advantages than the associated fee distinction of reserving direct, go for it. However in case you’d reasonably pay much less upfront, it is best to usually e book direct.
Costs have been primarily based on marketed charges throughout Chase’s journey portal in addition to reserving immediately with the resort chain, for two-night resort stays with comparable cancellation insurance policies. Charges have been primarily based on rooms with check-in dates 90 days out from when the info was pulled. Costs are inclusive of all taxes and charges.
