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TransUnion (TRU) J.P. Morgan 2025 Final Companies Investor Convention November 18, 2025 9:40 AM EST

Firm Contributors

Christopher Cartwright – President, CEO & Director

Convention Name Contributors

Andrew Steinerman – JPMorgan Chase & Co, Analysis Division

Presentation

Andrew SteinermanJPMorgan Chase & Co, Analysis Division

Andrew Steinerman, what you are promoting info companies analyst. Alex Hess, my Vice President of my group. Additionally in your means out, seize an info companies knowledge ebook. We simply printed it yesterday, which suggests we labored on all of it weekend.

That is the TransUnion session. I am with Chris Cartrich, CEO, IR, Greg Bardy. That is the [ Info Services ] observe. The enterprise companies observe is there. The cost companies observe is right here. Welcome to the Final Companies Investor Convention. Chris, welcome again. Thanks for becoming a member of us.

Christopher CartwrightPresident, CEO & Director

Thanks, Andrew. At all times a pleasure.

Query-and-Reply Session

Andrew SteinermanJPMorgan Chase & Co, Analysis Division

So most lately, I have been listening to you discuss excessive single-digit natural income development. My query to you is pairing that up with double-digit EPS development and the time period you used, that is indicative of TransUnion’s earnings energy. My query is, what offers you confidence? It looks like you are sort of rolling out that message extra lately. So it is really in your thoughts. And what must occur to realize these medium-term targets?

Christopher CartwrightPresident, CEO & Director

Sure, good query. So we’ll be internet hosting an Investor Day subsequent 12 months in March, I consider it is March 10. And clearly, then we are going to formally roll out our development steering. And — however I assumed it was vital to start out sharing with the market our views as to how briskly we will develop and the kind of EPS that we will ship in normalized market circumstances. I assume the primary sort of proof level is simply

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