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The Citi Strata Elite℠ Card has a $595 annual charge, but it surely gives journey advantages that might make the expense worthwhile. Along with excessive rewards charges on journey bookings and eating, you’ll earn a beneficiant welcome bonus. Plus, you may chip away on the card’s charge through the use of a couple of of its obtainable credit for particular purchases.
Frequent American Airways flyers can switch factors to the airline, because it’s considered one of Citi’s switch companions for choose playing cards together with the Citi Strata Elite℠ Card. Different card issuers don’t function American as a switch associate.
This is what to find out about the important thing advantages of the Citi Strata Elite℠ Card.
Factors: Spending rewards
1. Excessive ongoing rewards price in sure classes
The Citi Strata Elite℠ Card earns:
12 factors per $1 on resorts, automobile leases and points of interest booked on cititravel.com.
6 factors per $1 on air journey booked via cititravel.com.
6 factors per $1 at eating places (together with meals supply companies) on “Citi Nights” on Fridays and Saturdays between 6 p.m. and 6 a.m. Japanese Time. Outdoors of this timeframe, you’ll earn 3 factors per $1 on this class.
1.5 factors per $1 on all different purchases.
2. A beneficiant welcome supply
New cardholders can earn this bonus: For a restricted time, earn 80,000 bonus Factors after spending $4,000 within the first 3 months of account opening.
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3. Versatile redemptions
Rewards are earned within the type of ThankYou® factors, which you’ll be able to redeem for journey booked via Citi, in addition to for money again, reward playing cards and on-line purchases at collaborating retailers. You may as well switch factors to considered one of Citi’s airline and resort companions, together with American Airways.
Full listing of Citi switch companions
Switch ratios will differ relying on which card you will have.
Aeromexico (1:1 or 1:0.7 ratio).
American Airways (1:1 ratio, for holders of eligible Citi Strata bank cards and the legacy Citi Status® Card).
Air France/KLM (1:1 or 1:0.7 ratio).
Asia Miles (1:1 or 1:0.7 ratio).
Avianca (1:1 or 1:0.7 ratio).
Emirates (1:0.8 or 1:0.56 ratio).
Etihad (1:1 or 1:0.7 ratio).
Eva Air (1:1 or 1:0.7 ratio).
JetBlue (1:1 or 1:0.7 ratio).
Qantas (1:1 or 1:0.7 ratio).
Qatar Airways (1:1 or 1:0.7 ratio).
Singapore Airways (1:1 or 1:0.7 ratio).
Thai Airways (1:1 or 1:0.7 ratio).
Turkish Airways (1:1 or 1:0.7 ratio).
Virgin Atlantic (1:1 or 1:0.7 ratio).
Accor Reside Limitless (2:1 or 2:0.7 ratio).
Alternative Inns (1:2 or 1:1.4 ratio).
The Main Inns of the World (5:1 or 5:0.7 ratio).
Most well-liked Inns & Resorts (1:4 or 1:2.8 ratio).
Wyndham (1:1 ratio or 1:0.7 ratio).
Virgin Purple (1:1 or 1:0.7 ratio).
Be aware that factors are price 1 cent every when redeemed for journey via Citi, however level values can differ for different redemption choices. In the event you redeem for money again, for instance, factors are price solely 0.75 cent every.
Perks: Goodies that include the cardboard
4. As much as $300 annual resort credit score
Rise up to $300 off a resort keep of two or extra nights in case you ebook via cititravel.com.
5. As much as $200 annual ‘Splurge Credit score’
Rise up to $200 in credit for purchases with as much as two of those retailers: 1stDibs, American Airways, Greatest Purchase, Future Private Coaching and Reside Nation.
Some exclusions apply. For instance, eligible American Airways purchases embody flights bought immediately via the airline, however purchases corresponding to automobile leases and resort reservations via American are excluded. For the Reside Nation credit score, you need to make your buy on livenation.com or ticketmaster.com, not via a third-party service.
You’ll be able to activate as much as two retailers for the Splurge credit score, and you’ll change your retailers everytime you’d like.
6. As much as $200 annual Blacklane credit score
Get two $100 credit per 12 months towards Blacklane, a chauffeur service. You need to use one credit score from January via June, and the opposite from July via December.
7. Precedence Move Choose membership
Get entry to Precedence Move airport lounges with a Precedence Move Choose membership, valued at $469, per Citi.
8. American Airways Admirals Membership passes
Annually, you’ll get 4 passes to entry American Airways Admirals Golf equipment’ practically 50 areas.
9. TSA PreCheck or World Entry credit score
Obtain a reimbursement for TSA PreCheck or World Entry utility charges each 4 years.
10. The Reserve by Citi Journey profit
Get pleasure from advantages for stays at collaborating resorts booked via cititravel.com. These embody a $100 expertise credit score, complimentary breakfast for 2 friends, free Wi-Fi, early check-in/late checkout and room upgrades.
11. Citi Leisure profit
By way of Citi Leisure, entry ticket gross sales, presales and unique experiences for reside occasions, together with live shows, sporting occasions and extra.
12. Complimentary entry to on-line cocktail tutorials
Take lessons via Loss of life & Co’s on-line studying platform. Loss of life & Co is a cocktail bar with a handful of areas within the U.S., and cardholders ages 21 and up can be taught to make cocktails within the consolation of their very own kitchens.
13. Mastercard Assortment advantages
Get reservations at sought-after eating places, most well-liked tickets and ticket presale entry for reside occasions, and entry to Mastercard airport lounges and fast-track safety strains at choose worldwide airports.
Protections
14. Buy protections
If an merchandise you bought inside the final 90 days was broken or stolen, you might be coated for as much as $1,000 per incident and $10,000 per merchandise, with a most annual reimbursement of $50,000. Coated objects embody electronics corresponding to smartphones, laptops and tablets, in addition to furnishings and residential home equipment. Some purchases are excluded from this profit, corresponding to automobiles, foreign money, watches, jewellery, firearms and extra.
15. Journey protections
You’ll have protection within the occasion your journey is canceled or interrupted, or delayed. There’s additionally protection for misplaced or broken baggage, in addition to rental automobile insurance coverage.
Examine the advantages of different well-liked bank cards
