Up to date on June twenty fourth, 2025 by Bob CiuraSpreadsheet knowledge up to date every day
Micro-cap shares are publicly-traded corporations with market capitalizations between $50 million and $300 million.
These symbolize the smallest corporations within the inventory market.
The overall variety of micro-cap shares varies relying upon market situations. Proper now there are a whole bunch of micro-cap shares, so there are loads for buyers to select from.
Because the smallest shares, micro-caps may have stronger progress potential over the long term than large-cap shares or mega-cap shares.
On the identical time, micro-cap shares carry plenty of distinctive threat elements to contemplate.
You possibly can obtain a free spreadsheet of 800+ micro cap shares proper now (together with necessary monetary metrics reminiscent of price-to-earnings ratios and dividend yields) by clicking on the hyperlink under:
The downloadable micro-cap shares listing above was curated from two main micro-cap inventory ETFs:
iShares Micro-Cap ETF (IWC)
First Belief Dow Jones Choose Micro-Cap Index Fund (FDM)
This text features a spreadsheet and desk of all of our micro-cap shares, in addition to detailed evaluation on our High 10 micro-cap shares at this time.
Maintain studying to see the ten greatest micro-cap shares analyzed intimately.
The ten Greatest Micro Cap Shares At present
Now that we’ve outlined what a micro-cap inventory is, let’s check out the ten greatest micro-cap shares, as outlined by our Certain Evaluation Analysis Database.
The database ranks whole anticipated annual returns, combining present yield, forecast earnings progress and any change in value from the valuation.
Be aware: The Certain Evaluation Analysis Database is concentrated on earnings producing securities. Consequently, we don’t observe or rank securities that don’t pay dividends. Micro-cap shares that don’t pay dividends have been excluded from the High 10 rankings under.
We’ve screened the micro-cap shares with the very best 5-year anticipated returns and have supplied them under, ranked from lowest to highest.
You possibly can immediately bounce to any particular person inventory evaluation through the use of the hyperlinks under:
Micro Cap Inventory #10: Norwood Monetary (NWFL)
5-year anticipated annual returns: 13.5%
Norwood Monetary Corp. (NWFL) is a financial institution holding firm that operates by its subsidiary, Wayne Financial institution. The corporate is an unbiased neighborhood financial institution with over 14 workplaces in Northeastern Pennsylvania and roughly 16 workplaces in Delaware, Sullivan, Ontario, Otsego and Yates Counties, New York.
It operates a Wealth Administration/Belief Division, which offers property planning, funding administration and monetary planning to clients. As of March thirty first, 2025, Norwood Monetary Corp. had whole property of $2.38 billion, loans excellent of $1.77 billion, and whole deposits of $2.0 billion.
On April seventeenth, 2025, Norwood Monetary Corp. launched its first quarter outcomes for the interval ending March thirty first, 2025. For the quarter, the corporate reported a internet earnings of $5.8 million, which represented a big enchancment in comparison with a internet lack of $12.7 million within the fourth quarter of 2024 and internet earnings of $4.4 million in the identical interval of 2024.
Reported quarterly earnings per diluted share for a similar durations have been $0.63, in comparison with $(1.54) in This autumn 2024 and $0.55 in Q1 2024. The improved earnings replicate a rebound following the one-time $20 million loss incurred on the sale of securities within the earlier quarter as a part of a strategic funding portfolio repositioning.
Click on right here to obtain our most up-to-date Certain Evaluation report on NWFL (preview of web page 1 of three proven under):
Micro Cap Inventory #9: First Financial savings Monetary Group (FSFG)
5-year anticipated annual returns: 13.8%
First Financial savings Monetary Group is a small Jeffersonville, Indiana-based regional financial institution. The financial institution’s holding firm was based in 2008 and emerged in its current kind in 2014 when the agency transformed from a thrift establishment to an Indiana chartered business financial institution.
First Financial savings Monetary at the moment has a modest footprint, working 15 depository branches serving six counties inside Southern Indiana. Its geographical protection is primarily in suburbs that sit inside the better Louisville, Kentucky metropolitan space.
First Financial savings Monetary is primarily a lender within the single tenant internet lease and residential actual property mortgage mortgage markets. It additionally has a considerable enterprise in underwriting Small Enterprise Administration (SBA) loans.
On April twenty fourth, 2025, the financial institution reported its second quarter 2025 outcomes. Earnings per share of 76 cents jumped sharply from the 52 cents reported for a similar interval final yr. The financial institution’s internet curiosity earnings surged 12% year-over-year.
And, importantly, the small enterprise mortgage operation returned to profitability after a down interval over the previous two years.
Click on right here to obtain our most up-to-date Certain Evaluation report on FSFG (preview of web page 1 of three proven under):
Micro Cap Inventory #8: First Nationwide Company (FXNC)
5-year anticipated annual returns: 14.4%
First Nationwide Company is a financial institution holding firm that primarily operates by its wholly-owned subsidiary, First Financial institution.
The financial institution offers a broad vary of economic services and products, together with conventional banking choices like checking and financial savings accounts, business and client loans, residential mortgages, residence fairness strains, and wealth administration providers.
Along with its core banking actions, the corporate additionally provides property planning, funding administration, and trustee providers. First Financial institution operates 20 department workplaces, primarily in Virginia’s Shenandoah Valley, Roanoke Valley, and Richmond areas, delivering its providers by bodily branches, a cell banking platform, and a community of ATMs.
On April thirtieth, 2025, First Nationwide Company posted its Q1 outcomes for the interval ending March thirty first, 2025. The financial institution reported internet earnings of $1.6 million, or $0.18 per share, in comparison with internet earnings of $3.2 million, or $0.39 per share, in the identical quarter final yr.
Adjusted working earnings, which exclude $1.9 million in merger-related prices, have been $3.2 million, or $0.35 per share. Earnings have been impacted by ongoing merger-related bills associated to the Touchstone Bankshares acquisition.
Click on right here to obtain our most up-to-date Certain Evaluation report on FXNC (preview of web page 1 of three proven under):
Micro Cap Inventory #7: Eagle Bancorp Montana (EBMT)
5-year anticipated annual returns: 14.9%
Eagle Bancorp Montana, Inc. is a financial institution holding firm and its major enterprise exercise is the possession of Alternative Financial institution of Montana (OBMT), a chartered business financial institution.
The financial institution is primarily engaged in attracting deposits from the neighborhood and using such deposits, together with borrowings and different funds, to originate one-to-four household residential actual property, business actual property, business, and agriculture loans.
Moreover, the corporate invests in sure funding and mortgage-related securities. As of the tip of the primary quarter of 2025, the corporate’s whole property have been $2.09 billion, whole loans have been $1.52 billion, and whole deposits have been $1.69 billion.
Eagle Bancorp Montana operates 32 department workplaces throughout the state of Montana. The corporate was based in 1922 and has 385 workers.
On April twenty ninth, 2025, Eagle Bancorp Montana introduced its monetary outcomes for the primary quarter of fiscal yr 2025, ending March thirty first, 2025.
For this quarter, the corporate reported internet earnings of $3.2 million, a 6.8% lower from This autumn 2024 and a 70.7% enhance from the $1.9 million reported for Q1 2024.
Reported earnings per diluted share for the quarter have been $0.41, down from $0.44 in This autumn 2024 and up from $0.24 in the identical quarter final yr.
The quarterly earnings replicate Eagle Bancorp’s internet curiosity margin (NIM) growth to three.74%, supported by increased yields on interest-earning property and easing funding prices. Complete loans elevated by 1.7% year-over-year to $1.52 billion, and remained flat in comparison with This autumn 2024.
Click on right here to obtain our most up-to-date Certain Evaluation report on EBMT (preview of web page 1 of three proven under):
Micro Cap Inventory #6: Silvercrest Asset Administration Group (SAMG)
5-year anticipated annual returns: 15.0%
Silvercrest Asset Administration Group is a outstanding funding administration agency specializing in offering personalised wealth administration providers to high-net-worth people, households, and choose institutional buyers.
Silvercrest provides a variety of providers, together with portfolio administration, property and tax planning, household workplace providers, and philanthropic advisory.
On Might 8, 2025, Silvercrest Asset Administration Group reported its monetary outcomes for the primary quarter ended March 31, 2025. The corporate achieved whole income of $31.4 million, marking a 3.7% enhance from the identical interval within the earlier yr, pushed primarily by market appreciation.
Nonetheless, internet earnings attributable to Silvercrest decreased to $2.5 million, or $0.26 per fundamental and diluted share, down from $3.0 million, or $0.32 per share, within the first quarter of 2024.
Adjusted internet earnings for the quarter was $3.9 million, or $0.29 per adjusted fundamental share and $0.27 per adjusted diluted share, in comparison with $4.7 million, or $0.34 per adjusted fundamental share and $0.33 per adjusted diluted share, in the identical interval of the earlier yr.
Click on right here to obtain our most up-to-date Certain Evaluation report on SAMG (preview of web page 1 of three proven under):
Micro Cap Inventory #5: First United Company (FUNC)
5-year anticipated annual returns: 15.0%
First United Company is a monetary providers holding firm primarily based in Oakland, Maryland. Via its subsidiary, First United Financial institution & Belief, it runs 22 branches situated throughout Maryland, West Virginia, Virginia, and Pennsylvania.
The financial institution offers a full vary of economic providers, reminiscent of private and business banking, wealth administration, and insurance coverage options.
Its lending portfolio spans residential and business actual property, building, and small enterprise loans. As on the finish of the fourth quarter of 2024, the financial institution had $2.0 billion in property and $1.6 billion in deposits. Final yr, the financial institution generated $92.0 million in curiosity earnings.
On April twenty first, 2025, First United introduced its Q1 outcomes for the interval ending March thirty first, 2025. The financial institution posted internet earnings of $5.8 million, up from $3.7 million final yr, whereas EPS got here in at $0.89, up from $0.56 in Q1-2024. This was pushed by margin growth, increased internet curiosity earnings, and decrease non-interest expense.
Final yr’s decrease earnings have been impacted by one-time prices, together with a $0.6 million accelerated depreciation expense associated to department closures.
Click on right here to obtain our most up-to-date Certain Evaluation report on FUNC (preview of web page 1 of three proven under):
Micro Cap Inventory #4: Horizon Know-how Finance (HRZN)
5-year anticipated annual returns: 16.6%
Horizon Know-how Finance Corp. is a BDC that gives enterprise capital to small and medium–sized corporations within the expertise, life sciences, and healthcare–IT sectors.
The corporate has generated enticing threat–adjusted returns by straight originated senior secured loans and extra capital appreciation by warrants.
Supply: Investor Presentation
On April twenty ninth, 2025, Horizon introduced its Q1 outcomes for the interval ending March thirty first, 2025. For the quarter, whole funding earnings fell 6.2% year-over-year to $24.5 million, primarily attributable to decrease curiosity earnings on investments from the debt funding portfolio.
Extra particularly, the corporate’s dollar-weighted annualized yield on common debt investments in Q1 of 2025 and Q1 of 2024 was 15.0% and 15.6%, respectively.
Internet funding earnings per share (IIS) fell to $0.27, down from $0.38 in comparison with Q1-2024. Internet asset worth (NAV) per share landed at $7.57, down from $9.64 year-over-year and $8.43 sequentially.
Click on right here to obtain our most up-to-date Certain Evaluation report on HRZN (preview of web page 1 of three proven under):
Micro Cap Inventory #3: NewtekOne, Inc. (NEWT)
5-year anticipated annual returns: 17.8%
NewtekOne, beforehand a enterprise improvement firm centered on monetary providers and SBA lending for small- and medium-sized companies, grew to become a monetary holding firm in January 2023 after buying the Nationwide Financial institution of New York Metropolis.
At present, it primarily operates as a financial institution holding firm, offering conventional banking providers reminiscent of deposits and lending, alongside enterprise options reminiscent of cost processing, payroll administration, expertise, and insurance coverage providers.
NewtekOne’s monetary reporting now consolidates outcomes from its banking operations and varied subsidiaries, reflecting a completely built-in monetary providers platform. The corporate generated $81.1 million in internet curiosity earnings final yr.
On Might sixth, 2025, Newtek posted its Q1 outcomes for the interval ending March thirty first, 2025. For the quarter, Newtek noticed internet earnings of $9.4 million, or diluted earnings per share (EPS) of $0.35, representing a 7.9% decline from the prior yr.
Internet curiosity earnings elevated to $13.9 million, up 56.4% from Q1 2024. Its whole property reached $2.1 billion, marking a 52.1% rise year-over-year, with loans held for funding rising 36.7% to $672.5 million. Newtek’s internet curiosity margin was 3.04%, up from 2.92% within the prior yr.
Click on right here to obtain our most up-to-date Certain Evaluation report on NEWT (preview of web page 1 of three proven under):
Micro Cap Inventory #2: Ellington Credit score Co. (EARN)
5-year anticipated annual returns: 18.1%
Ellington Credit score Co. acquires, invests in, and manages residential mortgage and actual property associated property. Ellington focuses totally on residential mortgage-backed securities, particularly these backed by a U.S. Authorities company or U.S. authorities–sponsored enterprise.
Company MBS are created and backed by authorities companies or enterprises, whereas non-agency MBS are not assured by the federal government.
On March twelfth, 2025, Ellington Residential reported its fourth quarter outcomes for the interval ending December 31, 2024. The corporate generated a internet lack of $(2.0) million, or $(0.07) per share.
Ellington achieved adjusted distributable earnings of $7.8 million within the quarter, resulting in adjusted earnings of $0.27 per share, which coated the dividend paid within the interval.
Ellington’s internet curiosity margin was 5.07% general. At quarter finish, Ellington had $31.8 million of money and money equivalents, and $79 million of different unencumbered property.
Click on right here to obtain our most up-to-date Certain Evaluation report on EARN (preview of web page 1 of three proven under):
Micro Cap Inventory #1: Clipper Realty (CLPR)
5-year anticipated annual returns: 21.9%
Clipper Realty is a Actual Property Funding Belief, or REIT, that was based by the merger of 4 pre-existing actual property corporations. The founders retain about 2/3 of the possession and votes at this time, as they’ve by no means offered a share.
Clipper owns business (primarily multifamily and workplace with a small sliver of retail) actual property throughout New York Metropolis.
On Might 12, 2025, Clipper Realty reported its monetary outcomes for the primary quarter. The corporate achieved report quarterly revenues of $39.4 million, marking a ten.2% enhance from the identical interval in 2024, pushed by robust residential leasing and excessive occupancy charges throughout its portfolio.
Residential income rose by $3.1 million, or 11.8%, attributable to increased rental charges, occupancy, and collections, whereas business earnings elevated by $0.6 million, or 5.7%, attributed to leasing smaller vacant areas at Tribeca Home and Aspen.
Regardless of the income progress, the corporate reported a internet lack of $35.1 million, or $0.86 per share, primarily attributable to a $33.8 million impairment cost associated to the ten West sixty fifth Road property, which is now held on the market. Excluding this impairment, the web loss was $1.3 million, or $0.03 per share.
Click on right here to obtain our most up-to-date Certain Evaluation report on CLPR (preview of web page 1 of three proven under):
Remaining Ideas
Micro-cap shares are the smallest corporations at the moment buying and selling on the inventory market. The potential advantage of investing in micro-cap shares is the potential for increased progress, and shareholder returns, over time.
After all, buyers must fastidiously take into account the distinctive dangers related to investing in micro-cap shares. The ten micro-cap shares on this listing all pay dividends to shareholders and have optimistic anticipated returns.
Consequently, these 10 micro-cap shares might be enticing for dividend progress buyers.
Different Dividend Lists
The next lists include many extra high-quality dividend shares:
The Dividend Aristocrats Record is comprised of 69 shares within the S&P 500 Index with 25+ years of consecutive dividend will increase.
The Excessive Yield Dividend Aristocrats Record is comprised of the 20 Dividend Aristocrats with the very best present yields.
The Dividend Achievers Record is comprised of ~400 NASDAQ shares with 10+ years of consecutive dividend will increase.
The Dividend Kings Record is much more unique than the Dividend Aristocrats. It’s comprised of 55 shares with 50+ years of consecutive dividend will increase.
The Excessive Yield Dividend Kings Record is comprised of the 20 Dividend Kings with the very best present yields.
The Excessive Dividend Shares Record: shares that attraction to buyers within the highest yields of 5% or extra.
The Month-to-month Dividend Shares Record: shares that pay dividends each month, for 12 dividend funds per yr.
The Dividend Champions Record: shares which have elevated their dividends for 25+ consecutive years.Be aware: Not all Dividend Champions are Dividend Aristocrats as a result of Dividend Aristocrats have further necessities like being in The S&P 500.
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