The Drury Rewards Visa Credit score Card is a co-branded lodge bank card issued by Commerce Financial institution. Those that frequent Drury Resort properties can rake in rewards simply with the cardboard and by being a member of the lodge’s loyalty program.
However the card suffers from lots of the identical pitfalls that related no-annual-fee co-branded lodge playing cards do: Rewards are earned largely by means of model spending, redemption choices are restricted and perks are few and much between.
Right here’s what to know in regards to the Drury bank card.
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Drury is a small chain with properties in solely 25 states (as of this writing), which implies its lodges usually are not accessible for a lot of vacationers. If you happen to do not frequent a kind of states, the cardboard won’t make sense for you.
Take into account a co-branded lodge bank card from an organization with a bigger footprint as a substitute. For instance, the $0-annual-fee Selection Privileges® Mastercard® earns rewards for stays on the firm’s greater than 7,000 places worldwide. The cardboard additionally rewards holders for on a regular basis non-Selection lodge model spending at gasoline stations, grocery shops, dwelling enchancment shops and for telephone plans.
2. You’ll earn probably the most from Drury spending
To get the cardboard, you have to be a member of the Drury Rewards buyer loyalty program, which is free to affix.
Unbiased of the cardboard, this system earns members 10 factors per $1 spent on eligible Drury room charges for particular person stays and 5 factors per $1 for group stays. Amongst different earnings, the cardboard additionally will get you 5 factors per $1 on Drury lodge spending, which stacks with the loyalty program’s earnings. So, altogether, right here’s what cardholders can earn with the cardboard:
10 to fifteen factors per $1 spent on Drury lodge room charges, relying on whether or not you guide a person or group keep.
2 factors per $1 spent on gasoline, eating places and utilities.
1 level per $1 spent all over the place else.
Like most branded lodge playing cards, the Drury card reserves its highest reward charges for model spending. If you happen to go to the lodge usually, you may accumulate factors quick with the cardboard and by being a part of the Drury loyalty program. However most of your spending exterior of the model gained’t aid you rake in a lot. The cardboard does earn 2x again for some frequent spending like gasoline, eating places and utilities — however you will discover playing cards that earn 2x again on all purchases.
3. Factors aren’t price a lot
Drury factors might be redeemed without cost evening stays at taking part Drury lodges; Drury lodges reward playing cards; reward playing cards from retailers, airways and eating places; and for charitable contributions.
Level values and redemption necessities fluctuate by redemption choice. For instance, you’ll want at the very least 17,500 factors to redeem for a $50 Drury lodge reward card. Meaning factors are price a paltry 0.0029 of a cent every when redeemed that means — nicely under the business commonplace of at the very least a penny per level. Equally, it’s essential to have at the very least 15,000 factors, valued at $50, to redeem for a charitable contribution, making factors price about 0.0033 of a cent every in that occasion.
To redeem for retailer reward playing cards, most of which begin at $50, you may want 20,000 factors — once more, a poor worth.
Factors required without cost evening stays with Drury fluctuate by lodge, dates of keep, and room sort.
4. There’s a small welcome bonus
As of this writing, new candidates are eligible for the next: Earn 25,000 Drury rewards bonus factors whenever you spend at the very least $500 together with your card inside 90 days of account opening. (Observe that bank card bonuses can change usually.)
5. There are extra rewarding choices
NerdWallet’s rankings are decided by our editorial staff. The scoring system incorporates protection choices, buyer expertise, customizability, value and extra.
Like most no-annual-fee lodge playing cards, the Drury card does not function many perks past its ongoing rewards. Plus, its incomes and redemption choices are restrictive.
For a card that does not require model loyalty, think about a common journey rewards bank card. The Wells Fargo Autograph Journey℠ Card is a powerful candidate. It fees a $95 annual charge, however cardholders get 5 factors per $1 on lodges booked immediately with the lodge, 4 factors per $1 on airfare booked immediately with the airline, 3 factors per $1 on different journey and eating purchases, and 1 level per $1 on all different qualifying purchases.
Wells Fargo Rewards factors are price 1 cent every when redeemed for assertion credit score, reward playing cards or journey by means of the Wells Fargo journey portal. You may get much more worth out of your factors whenever you switch them to one of many card’s journey companions, which incorporates the aforementioned Selection Privileges Resorts.
